1. Introduction
Ms. K and Sons LLC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website msknsons.com and interact with our financial services. Please read this policy carefully. If you do not agree with the terms, please discontinue use of our site.
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, business name, and other details you provide through our contact forms.
- Communication Data: Records of correspondence when you contact us, including via email, phone, or our website forms.
- Technical Data: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
- Usage Data: Information about how you use our website and services.
3. How We Use Your Information
We use the information we collect to:
- Provide, operate, and maintain our financial services
- Respond to your inquiries and fulfill your requests
- Send you information about our services, including marketing communications (with your consent)
- Improve our website and services
- Comply with legal and regulatory obligations
- Protect against fraudulent, unauthorized, or illegal activity
4. SMS/MMS Messaging Policy
When you opt in to receive SMS/MMS messages from Ms. K and Sons LLC, the following applies:
- We may send recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, using an automated telephone dialing system (ATDS).
- Message frequency varies; you may receive up to 4 messages per month.
- Message and data rates may apply depending on your mobile carrier and plan.
- You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will send a final confirmation message and no further SMS/MMS messages will be sent.
- For assistance, reply HELP to any message or contact us at msk@msknsons.com.
- Consent is NOT a condition of purchase. You are not required to consent to receive SMS/MMS messages as a condition of purchasing any goods or services from Ms. K and Sons LLC.
We do not sell, rent, or share your mobile phone number or SMS opt-in data with third parties or affiliates for marketing or promotional purposes. Your phone number and opt-in information will only be used by Ms. K and Sons LLC to send you the messages you have consented to receive.
5. Information Sharing and Disclosure
We do not sell your personal information. We may share your information only in the following circumstances:
- Service Providers: With trusted third parties who perform services on our behalf, subject to confidentiality obligations.
- Legal Requirements: When required by law, subpoena, or government regulation.
- Business Transfers: In connection with a merger, acquisition, or sale of assets.
- Protection: To protect the rights, property, or safety of Ms. K and Sons LLC, our clients, or others.
6. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
7. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- The right to access your personal data
- The right to request correction of inaccurate data
- The right to request deletion of your data
- The right to opt out of marketing communications
- The right to opt out of SMS/MMS messages by replying STOP
8. Cookies and Tracking
Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie settings through your browser preferences. Disabling cookies may affect certain functionality of our website.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.
10. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Ms. K and Sons LLC
Email: msk@msknsons.com
Website: msknsons.com