Terms of Service

Last Updated: March 17, 2026

1. Acceptance of Terms

By accessing or using the website msknsons.com ("Site") operated by Ms. K and Sons LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to all of these terms, do not use our Site or services. These terms apply to all visitors, users, and others who access or use the Site.

2. Description of Services

Ms. K and Sons LLC is a direct business lender providing financial services including but not limited to business term loans, revenue-based financing, business lines of credit, and equipment financing. The information provided on this Site is for general informational purposes and does not constitute financial advice. All lending decisions are subject to underwriting review and approval.

3. User Responsibilities

When using our Site and services, you agree to:

  • Provide accurate, current, and complete information
  • Use the Site only for lawful purposes
  • Not attempt to gain unauthorized access to any portion of the Site
  • Not use the Site to transmit harmful, threatening, or unlawful content
  • Not interfere with or disrupt the Site's operation

4. SMS/MMS Messaging Terms

By opting in to receive SMS/MMS messages from Ms. K and Sons LLC, you acknowledge and agree to the following:

  • You expressly consent to receive recurring marketing and promotional SMS/MMS messages from Ms. K and Sons LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your wireless carrier and plan.
  • You may revoke your consent at any time by replying STOP to any message. After sending STOP, you will receive a one-time confirmation message. No further SMS/MMS messages will be sent unless you re-subscribe.
  • For help, reply HELP to any message or email us at msk@msknsons.com.
  • Consent is NOT a condition of purchase. Opting in to SMS/MMS messages is entirely voluntary and is not required to purchase any products or services from Ms. K and Sons LLC.

Supported carriers include, but are not limited to, AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Carrier-specific terms and conditions may apply.

Ms. K and Sons LLC is not responsible for delayed or undelivered messages due to carrier issues, device incompatibility, or other factors outside our control.

5. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Ms. K and Sons LLC or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

6. Disclaimer of Warranties

The Site and services are provided on an "AS IS" and "AS AVAILABLE" basis. Ms. K and Sons LLC makes no warranties, express or implied, regarding the Site's operation, content accuracy, or reliability. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Ms. K and Sons LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Site or services.

8. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Ms. K and Sons LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state in which Ms. K and Sons LLC is registered, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Site constitutes acceptance of the modified terms. We encourage you to review these terms periodically.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Ms. K and Sons LLC
Email: msk@msknsons.com
Website: msknsons.com